Ahmed Kamel – Egypt Daily News
The National Bank of Egypt (NBE) reported solid financial performance during the first nine months of 2025, posting a significant increase in profits compared to the same period last year, according to its latest financial statements.
The bank recorded a net profit of 132.227 billion Egyptian pounds by the end of September 2025, up from 118.367 billion pounds during the corresponding period in 2024. The results reflect continued growth in the bank’s core activities, despite ongoing economic pressures at both the local and global levels.
Total profits reached 242.716 billion pounds by the end of September, compared with 186.825 billion pounds a year earlier, marking a notable year-on-year increase. The improvement was largely driven by higher income from lending and investment activities, as well as stronger performance across several revenue streams.
Net interest income remained a key contributor to profitability, rising to 250.927 billion pounds by the end of September 2025, compared with 202.447 billion pounds during the same period in 2024. The increase reflects higher interest yields and expanded banking operations amid changing monetary conditions.
The bank also achieved growth in non-interest income. Net income from fees and commissions climbed to approximately 26.211 billion pounds by the end of September, up from 18.976 billion pounds a year earlier, highlighting improved performance in banking services, transactions, and related activities.
The latest figures underscore the National Bank of Egypt’s role as a cornerstone of the country’s banking sector, benefiting from its large customer base and diversified operations. Analysts say the results demonstrate the bank’s ability to adapt to evolving economic conditions while maintaining profitability and supporting economic activity.
As Egypt’s largest state-owned bank, NBE continues to play a central role in financing development projects, supporting businesses, and providing retail banking services, with its financial performance closely watched as an indicator of broader trends in the banking and financial sector.
